Ceto and Associates was formed in 1994 by Nicholas Ceto, Jr. upon his retirement as KPMG’s National Partner-In-Charge of Revenue Enhancement Consulting Services. We specialize in developing solutions to provide financial institutions the ability to increase profitability through the implementation of revenue enhancement programs. Our highly experienced consultants bring together a combination of product, industry, operations, and project management expertise, with one objective in mind; improve revenue streams to increase growth potential.

Ceto and Associates has earned the trust and improved annual revenues of more than 1,500 financial institutions in all 50 states. Our unique approach to revenue enhancement focuses on improving profits, not on cutting costs. We place our client’s needs in the forefront and design solutions to best fit their culture, goals and objectives. Our goal is to optimize our client’s financial growth through revenue enhancing ideas today and in the future.