Develop Threshold Percentages

Third, we assist you with implementing the Ceto Algorithm, which allows the Savings Sub Account to be maximized for an individual account over an entire calendar month. It is initially implemented using empirical data from over 1,500 institutions around the country but is also updated monthly allowing the Ceto Algorithm to be uniquely tailored to the individual account volatility of your institution. Our ultimate goal is to have Threshold Percentages allowing only 5% to 10% of accounts to reach six transfers by the end of the month. This optimizes the balances of the Savings Sub Accounts and provides a smooth reserve reduction across the entire month.