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Intelligent Banking Solutions

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Driving Profitability & Performance with Intelligence-Driven Solutions

Income Optimization
Market View is competitive intelligence and income optimization solution that focuses on product strategy, pricing and design, with an analysis of more than 360 revenue areas.
Vendor Management
Vendor Link is vendor management and cost reduction solution that focuses on contract management and negotiation, and compliance for vendor risk mitigation, with an analysis of more than 185 vendor contract cost areas.
Performance Enhancement
Clear Point is business intelligence and performance enhancement solution that focuses on benchmarking, process design, and operational efficiency and productivity, with an analysis of more than 390 process areas.

Powering Profitability, Performance, & Growth for Banks & Credit Unions

Banks
Delivering Intelligence, Data-Driven Insights, and Innovative Solutions to Regional and Community Banks
Credit Unions
Delivering Intelligence, Data-Driven Insights, and Innovative Solutions to Credit Unions

25+ Years of Experience in Partnering with 2,000+ Banks & Credit Unions to Enhance Profitability & Performance.

About Ceto
We power banking with intelligence to drive profitability and growth so that communities prosper.
Leadership
Experienced leadership team with proven success in delivering results for the banking community across the U.S.

Industry-Leading Resources, Recommendations, and Best Practices Built on A Proven Track Record of Success.

The Ceto Blog
Thought leadership written to help financial institutions increase profit, maximize revenue and reduce expenses.

A team committed to the success of the banking community.

LEADERSHIP TEAM

President & CEO

Douglas Ceto

About Douglas

SVP / Consulting Solutions

Richard J. Holzman

About Richard

SVP / Business Development & Marketing

Robby Monteith, Jr

About Robby

SVP / Finance

Kelly K. Sphar

kelly-sphar

About Kelly

TEAM

VP / Team Lead Business Development

Mike Emmons

VP / Business Development

Steve Sharp

VP / Senior Project Manager

Harry Brammell

VP / Team Lead Consulting Solutions

Scott J. Edenfield

VP / Team Lead Consulting Solutions

Matthew Speed

VP / Senior Project Manager

John D. Mateker

VP / Senior Project Manager

Barry C. Payne

AVP / Project Manager

Sean Swift

sean

AVP / Project Manager

Chet Sanders

Chet

VP / Market Research & Insights

Matthew McCall

VP / Human Resources

Krystal Thornberry

VP / Talent Acq & Community Outreach

Cheryl A. Ceto

cherylceto

Senior Account Executive

Joe Wilson

Senior Account Executive

Steve DiLoreto

ACCOUNT EXECUTIVE

Cameron Loughery

Senior Data Architect

Mike Vitale

mikevitale

Senior Developer

Todd Lovett

Marketing Manager

John Allison

Market Insights to Help Your Financial Institution Thrive

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Ceto

5210 Avalon Blvd
Alpharetta, GA 30009

(866) 227-1361

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Home
Income Optimization
Vendor Management
Performance Enhancement
Banks
Credit Unions
Insights
About
Contact

Home
Income Optimization
Vendor Management
Performance Enhancement
Banks
Credit Unions
Insights
About
Contact