Recent Posts by Chet Sanders

How Will the Mortgage Industry Perform Moving Forward?
How Will the Mortgage Industry Perform Moving Forward?
Posted by Chet Sanders on May 10, 2021
The banking industry has historically seen moderate and deliberate changes to both processes and regulations. However, certain major economic events have ushered in quick and decisive action leading to sweeping changes throughout the industry. 2020 ...
Retail Banking Trends – The Universal Banker
Posted by Chet Sanders on Jun 26, 2018
Many aspects of the branch banking environment are experiencing rapid changes. Spurred by decreased net interest margins and income during the financial crisis, financial institutions (FIs) attempted to shift the skill set of branch employees from a ...
With Rising Rates, could there be a Mortgage Refinance Boom?.
Posted by Chet Sanders on Jun 29, 2017
Experts have predicted rising mortgage rates for some time, and it appears the U.S. may finally be entering a prolonged increased rate environment. While post-election mortgage rates rose somewhat sharply to end 2016, the current average 30-year ...